Without a doubt, everyone knows that economic digital accounts are the most suitable options for people who like to organize any operation with their money over the internet, using only their smartphone as a tool.
The reason is quite simple to understand: they are easier to open, their fees do not exist or are much lower than in traditional banks and the entire process can be done online, without having to go to a physical point and face queues. huge and tiring.
Best cheap digital accounts to open in 2022
Saving money is never too much and whenever we have an opportunity to do so, we cannot miss it. There is nothing better than an economic digital account to save, invest and even carry out loans and financing.
If you want a lot of advantages without having to pay a lot of fees, check out the list we’ve prepared below. In it are only the best good and economical digital accounts.
Pay close attention as you read, check out each of the perks individually, and then compare all the options to find out which best meets your core requirements.
Banco Inter digital account
Banco Inter’s digital account is already well known. It, like the others on this list, is completely free.
Their rates are well below market value. In addition, it has a very small revolving interest rate when compared to its main competitors.
Banco Inter also offers an international digital account where its customers have the possibility to send money in the form of a balance to more than 60 different countries, with more than 700 international gift cards.
Nubank Digital Account
Nubank is a pioneering digital account in Brazil. His uncomplicated account was welcomed by the population and soon his number of customers reached millions.
The Nubank credit card was one of the first to become popular with the free annual fee. He is very popular with Brazilians, being recommended by 9 out of 10 people, according to the financial institution itself.
Next Digital Account
A great positive point in the Next digital account is the absence of transfer fees. Sending and receiving between Next and Bradesco, TED and DOC accounts to other banks are completely free.
In addition, you can track all your expenses through the Next application. This will save you a lot, as you will be in full control of what you are doing, having an idea of how much you have spent and what you can still spend in the future without squeezing yourself at the end of the month.
Neon Digital Account
Neon calls itself “the right digital account to take care of your money”, and with such promising advertising, we can’t expect anything less than a good economy.
The good news is that all of this is true, the Neon digital account fees are quite low and well worth it. Issuance, maintenance, closure, deposit via bank slip, annuity and transfers are examples of the present exemptions.